Medicare Advantage

What Is Medicare Advantage Insurance?

Medicare Advantage (Part C) bundles your Part A (hospital) and Part B (medical) benefits into one plan, often with extras like prescription drugs, dental, vision, and hearing—perks Original Medicare skips. It’s offered by private insurers like us, approved by Medicare, and designed to save you money while boosting coverage. Think:

• All-in-One Care: Hospital stays, doctor visits, and meds in a single plan.
• Extra Benefits: Glasses, cleanings, or gym memberships—stuff Medicare alone doesn’t touch.
• Cost Control: Many plans cap your out-of-pocket costs, starting at $0 premiums.
• Local Networks: See providers you trust across Carver County and the Twin Cities.

If you’re near Lake Minnetonka or St. Cloud, we’ve got plans that keep you covered—whether you’re home or snowbirding south.

Who’s It For?

Medicare Advantage fits:

• New retirees wanting more than Original Medicare
• Families in Chaska helping parents pick a plan
• Anyone 65+ or with qualifying disabilities (like ESRD or ALS) in Minnesota

Over 600,000 Minnesotans use Medicare Advantage—join them with a plan that works for you.

Why Options Insurance in Chaska?

• Chaska Born and Bred: We’re off Highway 41, serving Minnesota with local pride.
• Big Names, Local Feel: We team up with HealthPartners, UCare, Blue Cross Blue Shield MN, and more.
• No Guesswork: Our Chaska crew cuts through the jargon—real people, real answers.
• Wide Reach: Access docs from Allina to Mayo, in-network and close to home.

How It Works

Getting started takes minutes:

1. Call or Click: Dial (952) 392-9508 or use our online form.
2. Tell Us Your Needs: Share your health goals, budget, and must-have doctors.
3. See Your Options: We’ll compare HMO, PPO, or SNP plans—$0 premiums available.
4. Enroll with Ease: Sign up direct or via MNsure, and you’re set.

Open enrollment runs October 15 to December 7—don’t miss it!

Affordable Medicare Advantage in Minnesota

Worried about cost? Plans start at $0 a month, with averages around $70 in Minnesota—down from last year. Out-of-pocket caps keep surprises low, and extras like SilverSneakers® or flex cards sweeten the deal. We’ll check if your Chaska doc’s in-network and find you savings—over half of Minnesotans snag tax credits through MNsure.

What Locals Say

“Options Insurance got me a Medicare Advantage plan with dental and a $0 premium. They’re down the road in Chaska—couldn’t ask for better!”
— Pat M., Chaska Retiree

Ready to Upgrade Your Medicare?

Don’t settle for less than you deserve. Options Insurance in Chaska, MN, brings Medicare Advantage that’s local, trusted, and built for Minnesota living. Call (952) 392-9508 or request a quote now—let’s get you covered right.